Ric Smith's blog

Our Annual Christmas Party Is Friday!

If you're free this Friday, December 7, then we'd love for you to consider attending our annual Christmas Party! All are welcome to this holiday tradition. Let Century 21 Big Sky Real Estate show you how thankful we are for the amazing people all around us!

There will be no shortage of food, drinks, friends, and fun for everyone, so don't miss out! The party is being held from 5-8 p.m. at the Century 21 Big Sky Real Estate office located at 119 Anchor Way in Polson. We hope to see you there!

The Annual Parade of Lights and Festival of Trees Are This Friday!

You probably already know that Polson's amazing Parade of Lights is happening this Friday, November 30, but are you aware that the KwaTaqNuk Resort will also be joining in on the fun by hosting its first ever Festival of Trees viewing event? After the parade, take the kids to the resort to enjoy a hot chocolate bar and pictures with Santa. Of course, you'll also get to see all of the beautiful trees which were donated and decorated for the main festival on Saturday! There will definitely be no shortage of holiday cheer this weekend in Polson!

How Do Down Payments Vary from State to State?

Saving up enough cash to cover the down payment is consistently cited by hopeful home buyers as one of the greatest impediments to buying a home. The exact dollar amount required up front by the lender depends on numerous factors, but buyers generally need to come up with several tens of thousands of dollars in order to take out their home loan. Of course, borrower-specific details such as the type of mortgage and credit score are major factors in determining a particular loan's terms, but have you ever considered how average down payments vary from state to state? To answer this question, LendingTree examined down payment data from across the 50 states (and D.C.) to learn which state's mortgage borrowers were offering up the largest and smallest down payments in Q3 2018.