The Whole Family Will Love the Pumpkin Patch Bash!

October is here, which means that it's almost time for the 2018 Pumpkin Patch Bash! This amazing celebration of the season aims to bring the local community together for a night of family fun on October 31 at the Polson Middle School. Games, food, and candy are just a few of the things you will find at this free fall event!

A Higher Credit Score Could Save You $45,000

Everyone knows that a higher credit score is better, but how much does it really matter? LendingTree decided to prove the value of a great credit score by quantifying the money that someone with a "very good" score would save over the life of various loans compared to someone with a "fair" score. You might think that increasing this abstract number by a few points can't really make all that much of a difference, but you'd be wrong! In fact, they found that a score of "very good" would save you over $29,000 on mortgage debt alone!

The Myth of the 20% Down Payment

When people think about buying a home, they are often discouraged by the idea of saving enough money for the down payment. Indeed, surveys have shown that the greatest impediment to home ownership for prospective buyers is the down payment. However, many potential buyers have the false notion that a mortgage requires 20% of the home's purchase price paid up front. In reality, the median down payment in 2017 was only 10%, and many buyers paid even less than that!