38594 4th Street W, Charlo, MT 59824

$425,000

Bedrooms: 3
Bathrooms: 3 | 1
Sq. Ft.: 3,158
Type: House
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Truly one-of-a-kind property! This beautifully converted church in Charlo features three finished units, each with its own charm and functionality. The main unit offers 1 bed/1 bath, washer/dryer hookups, an inviting open kitchen and living area, and access to the yard. Unit #2, a successful former Airbnb, comes fully furnished and turnkey with 1 bed/1 bath, a kitchen, and dining area. Unit #3 is a furnished guest suite, was also used as an Airbnb, with a queen bed, kitchenette, and full bath. The home highlights original hardwood floors, restored stained-glass windows, updated plumbing and wiring (2020), new mini splits (2024), stucco siding, and a metal roof. The unfinished basement includes a 1/2 bath, laundry hookups, bonus room, a living room, and the start of a kitchen, offering excellent potential for a 4th unit or additional living space. Exterior features include a full RV hookup, privacy-fenced landscaped yard, and fiber optic internet. Located across from Charlo School with stunning Mission Mountain views and an easy commute to Polson or Missoula. Perfect for multi-family living, owner-occupancy, or income opportunity! Full of historic charm and modern efficiency.
Property Features
Location Information
Latitude: 47.439952
Longitude: -114.17363
Directions: Charlo to 4th St. Property located across from the Charlo School
Interior Features
Interior: Main Level Primary, Walk-In Closet(s)
Full Baths: 3
1/2 Baths: 1
Heating: Ductless
Cooling: Wall Unit(s)
Additional Equipment: Fuel Tank(s)
Appliances: Dryer, Dishwasher, Microwave, Range, Refrigerator, Washer
Basement Description: Full, Partially Finished
Has Basement: Yes
Accessibility: Grab Bars
Exterior Features
Style: Other
Levels: Two
Foundation: Poured
Water Source: Public
Septic or Sewer: Public Sewer
Utilities: Electricity Connected, High Speed Internet Available, Phone Connected
Security Features: Carbon Monoxide Detector(s), Fire Alarm
Parking Description: Additional Parking, RV Access/Parking, See Remarks
Has Attached Garage: No
Garage Spaces: 0
Fencing: Perimeter, Partial
Lot Features: Back Yard, Corners Marked
Lot Size in Acres: 0.241
Lot Size in Sq. Ft.: 10,497
Condition: Updated/Remodeled, See Remarks
Road Description: City Street, Asphalt
View Description: Mountain(s), Residential
Additional Information
Property Type: SFR
Property SubType: Single Family Residence
Year Built: 1930
Status: Active
Tax Year: 2024
Tax Amount: $2,159.64


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List Price:
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Based on a fully amortized fixed rate loan. Ask your agent for the tax rates in your area. Insurance estimate is based on an average cost, your final premium cost will be determined by the type of coverage you select. This program only provides an estimate.

Seller's Representative: Carla Hardy, ERA Lambros Real Estate Missoula

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Montana Regional data last updated at December 4, 2025, 10:30 PM MT