33608 Hilltop Terrace, Bigfork, MT 59911

$1,198,000

Bedrooms: 3
Bathrooms: 2 | 1
Sq. Ft.: 2,781
Type: House
Request Information
Luxury Waterfront Home on Acreage Near Bigfork | Pond + Mountain Lifestyle Wake up to golden sunrises dancing across a spring-fed pond where guests are swans, ducks, & birds singing a sweet morning song - Tucked away on 1.09 AC, this Bigfork retreat blends luxury, privacy, & Montana lifestyle buyers dream about - escape, scenic & minutes to amenities & recreation. Welcome to a private waterfront sanctuary where refined living meets Montana's natural beauty. Ideally located just minutes from Woods Bay & downtown Bigfork, this property in the coveted Ridgewood subdivision offers nearly 3,000 sf of thoughtfully designed living space w/private frontage on a tranquil pond. This 3BR/2BA residence features true main-level living, w/all bedrooms on the main floor. Inside, soaring cedar vaulted ceilings, rich red oak flooring, & expansive windows create a warm, elevated aesthetic while framing breathtaking sunrise views over the water. The gourmet kitchen flows seamlessly into the great room & out to a spacious deck overlooking the pond - an exceptional setting for entertaining or quiet mornings. The walk-out lower level provides a versatile family room, ideal for guests as a media room or private retreat. The primary suite offers a spa-like escape w/dual vanities & soaking tub. Outdoors, the grounds unfold into a curated landscape w/mature trees, fruit trees, flowering plantings, a raspberry patch, & a fenced garden area. Two natural rock waterfalls, an HOA private pond access offer a rare lifestyle experience w/opportunities for kayaking, canoeing, & peaceful reflection. Additional highlights include a heated oversized double garage, end-of-road privacy & access to a 15 AC common area w/additional ponds. With paved access, HOA snow removal & close proximity to Flathead Lake, public boat launches, fine dining, & Bigfork's vibrant arts scene--plus Glacier National Park, Kalispell, Polson & Whitefish w/in easy reach--this property embodies the essence of luxury MT living.
Property Features
Location Information
Latitude: 48.013964
Longitude: -114.066545
Subdivision: Sterling Estates
Directions: On Hwy 35 S towards Woods Bay, right on Westview Drive, Right on Pine Street, Right on Hilltop Terrace to sign.
Interior Features
Interior: Fireplace
Full Baths: 2
1/2 Baths: 1
Has Fireplace: Yes
Number of Fireplaces: 2
Heating: Forced Air, Gas
Cooling: Central Air
Additional Equipment: Generator
Appliances: Dryer, Dishwasher, Range, Refrigerator, Washer
Basement Description: Walk-Out Access
Has Basement: Yes
Exterior Features
Style: Ranch
Levels: One and One Half, One
Exterior: Garden, See Remarks
Foundation: Poured
Water Source: Community/Coop
Septic or Sewer: Private Sewer, Septic Tank
Utilities: Electricity Connected, Natural Gas Connected, Phone Available
Security Features: Carbon Monoxide Detector(s), Fire Alarm, See Remarks
Has Attached Garage: Yes
Garage Spaces: 2
Fencing: Other
Patio / Deck Description: Rear Porch, Covered, Deck, Front Porch, Patio, Porch
Other Structures: Shed(s)
Lot Features: Back Yard, Corners Marked, Landscaped, Sprinklers In Ground, Views, Wooded
Topography: Varied
Lot Size in Acres: 1.09
Lot Size in Sq. Ft.: 47,480
Zoning: County
Road Description: Private Road
Waterfront Name: NA - Pond
Waterfront Description: Pond, Waterfront
Has Waterfront: Yes
View Description: Meadow, Mountain(s), Creek/Stream, Trees/Woods
School
High School District: District No. 38
Additional Information
Property Type: SFR
Property SubType: Single Family Residence
Year Built: 1999
Status: Active
HOA Fee: $325
HOA Frequency: Quarterly
Tax Year: 2025
Tax Amount: $3,156.67


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Monthly Tax: $
Monthly Insurance: $
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List Price:
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Based on a fully amortized fixed rate loan. Ask your agent for the tax rates in your area. Insurance estimate is based on an average cost, your final premium cost will be determined by the type of coverage you select. This program only provides an estimate.

Seller's Representative: Leah Lindsay, Montana Property Angels

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IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the Montana Regional MLS.
Montana Regional data last updated at April 29, 2026, 1:53 PM MT