Recent Blog Posts

Walk Around Polson Quilt Show Starts Feb. 10

For the 17th year running, the knitting experts at All In Stitches invite everyone to participate in their Walk Around Polson Quilt Show! This great event puts local talent on display for all to see as they compete for the coveted best-in-show ribbons! This year, the quilts will be viewable from February 10-24.

Are You Ready to Buy Your First Home?

Whether you're a 20-something-year-old getting into the housing market early or a long-time renter looking to finally make the big leap to ownership, buying your first home is one of life's major milestones. In both a personal and financial sense, purchasing a home represents one of the most impactful decisions that a person has to make. Because of its magnitude, the choice to leap into real estate should never be made lightly! Here are 4 key questions that first time buyers should ask themselves before taking the plunge.

The Myth of the 20% Down Payment

When people think about buying a home, they are often discouraged by the idea of saving enough money for the down payment. Indeed, surveys have shown that the greatest impediment to home ownership for prospective buyers is the down payment. However, many potential buyers have the false notion that a mortgage requires 20% of the home's purchase price paid up front. In reality, the median down payment in 2017 was only 10%, and many buyers paid even less than that!